I am a young entrepreneur thinking of developing an e-wallet like PayPal or wepay in China, but in a different philosophy... I want it to be an e-wallet, as well as a bridge for payments, where stores only need to integrate our e-wallet payment system to be able to accept all kinds of credit cards and cash services which we integrate into the system. I would hire expert developers when it comes to programming, but I would appreciate any insight or advise when approaching ecommerce business.
Such solutions are wiedly available to current ecommerce business. Question you would have to ask yourself if what makes your different, what is unique in your product that is not currently available.
You are targeting (basically) 2 types of customers:
1. Those who already have a solution in place
2. THose who are opening their ecommerce business now (maybe due to COVID-19) situation.
You need to have selling strategy for both. By that I mean they way you find them, make contact and explain to them painpoints that you are looking to solve if they were to implement your solution.
Please also remember that when dealing with payment service, you are probably facing ton of regulations that you need to follow - I would be sure that you have that in place before you push further. Security angle is also very important.