We are developing an app for android and iOS that allows users to purchase credits for services. Services would be delivered in app much like Fiverr - Users can provide a service and get paid with credits that can be withdrawn. Apple is giving us some issues with our own payment gateway insisting that we use their IAP. Would there be any work around for the IAP? Assuming no workarounds, how would a company handle the 30% IAP cut? If someone wants to give you hell and purchase credits on iOS (-30%) and withdraw funds immediately on Android. You're out by 30%. Any ideas? Our Dev initially mentioned that cross platform apps should be exempt from apple's IAP. That assumption hasn't worked out so well in practice.