Questions

We are developing an app for android and iOS that allows users to purchase credits for services. Services would be delivered in app much like Fiverr - Users can provide a service and get paid with credits that can be withdrawn. Apple is giving us some issues with our own payment gateway insisting that we use their IAP. Would there be any work around for the IAP? Assuming no workarounds, how would a company handle the 30% IAP cut? If someone wants to give you hell and purchase credits on iOS (-30%) and withdraw funds immediately on Android. You're out by 30%. Any ideas? Our Dev initially mentioned that cross platform apps should be exempt from apple's IAP. That assumption hasn't worked out so well in practice.

The use case I am describing is when a user’s purchased inventory is tied to an organizational user account and is tracked by an external service. For example, when a user buys a song from your mobile app on iOS or Android device, and then logs in to a web version of your app, the song should be instantly available to play in his/her collection. One of the in-app purchase types that is not compatible with cross-platform payments is the App Store’s non-consumable type. If your app sells non-consumable, auto-renewable subscription, or non-renewing subscription products, you must provide users with the ability to restore them. If you want to sell a cross-platform product that can only be purchased once, after reading the Apple definition, you may think that non-consumable type is the answer, but the additional requirement may confuse you. There is also one place where documentation mentions multi-platform services, but it does not say anything about non-consumable types. One of the features of App Store’s Store Kit is the ability to manage inventory of purchased items, meaning it will be responsible for filtering out items that were already purchased. This is handy if a user has lost or bought a new iOS device because it offers the ability to restore purchased items. However, when you let Apple manage your inventory, the purchased inventory will be tied to a user’s iTunes account and not your cross-platform user account. As soon as a user makes a purchase you top up his/her organizational account with content and consume the item. This inventory service is also used to filter out items that were already purchased because Apple is not a system of record anymore. Making all you are in-app purchase products consumables, even for items that can only be consumed once, might make you nervous, especially if you have not gone through the apple approval process before.
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Answered 3 years ago

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